Savings

Credit Cards versus Debit Cards

by Andrew Carillo on Sep 10, 2019

Savings, Credit

Most consumers typically have both a credit card and a debit card. Of course, the biggest difference between the two is that a debit card will immediately take money out of your bank account when used, unlike a credit card, which will pay for the purchase and later add the amount of the transaction to your monthly statement.

But are there any other differences between the two?

It turns out that there are some major differences that you may not be aware of. Also, it’s important to note that both debit and credit cards have their own distinct advantages and disadvantages.

Getting the most out of a 529 Savings Plan

by Andrew Carillo on Aug 26, 2019

Savings

A college education, while a worthy achievement, does not come cheaply. Forbes has estimated that the price of a college education has increased 8 times faster than wages, making it a struggle for even upper middle-class families. When factoring in the cost of tuition along with room and board, books, and living expenses, a college education can quickly become an unaffordable luxury.

How to Save Money, When Saving Seems Impossible

by Andrew Carillo on Oct 12, 2017

Savings

Nearly every day, we’re told that saving is the key to financial success. But for many, living paycheck to paycheck isn’t just unavoidable but a reality faced every month. But there is hope, and there are many easy to use tools to help you make your financial goals a reality.

First things first, it’s time to track

The old saying, failing to plan is planning to fail when thinking about savings. Plans can and should change as unexpected expenses arise, however, the importance of planning is key to understanding your spending habits and saving potential.

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