Latest Posts

Get In shape - Financial Fitness 101

by Andrew Carillo on Oct 18, 2017

We’re all familiar with fitness fanatics, raving about life changing workouts guaranteed to get you into tip top shape. While there is a new fitness craze in the air, it’s time to exercise your wallet. Financial Fitness is a set of goals or programs to help you identify your financial goals, and how to get in the best financial shape of your life.

Why Solo Practitioners Should Not Forget About Business Overhead Expense Insurance

by Andrew Carillo on Oct 15, 2017

At 36 years old, Jennifer had it all – a growing practice, 3 excellent employees and a beautiful suite in a new medical complex. Having spent considerable time planning her future, she also had everything in place to save and manage her money tax efficiently, and she still owned the individual disability policy she has had since residency. Yes, she had it all – except one thing: She didn’t have any business overhead expense insurance (BOE). Unfortunately, it wasn’t until she needed it that she realized how important it was to securing her future.

Financial Planning in Your 30s: The 3 Goals Every 30-Something Year Old Should Have

by Andrew Carillo on Oct 14, 2017

30 is a divisive number. To the young, it’s the time when you’re thrust into full blown adulthood, whether you’re ready or not. To the young at heart, 30 may be considered the early years before your true confidence shines, in your career, in your relationships, or even in yourself. Either way, your 30s are an incredible age when you’re comfortable with a bright future ahead.

Is Your Classic/Collector Car Underinsured?

by Andrew Carillo on Oct 13, 2017

In the wake of hurricanes Harvey and Irma, two of the worst storms to make landfall in the U.S., the fate of thousands of homeowners is still up in the air. So, it may seem a bit trivial to point out that the storms also destroyed thousands of luxury and classic cars. While the dollar amount of damages pales in comparison to the loss of homes, estimates put the total at somewhere between $100 million and $300 million for luxury and classic car damages alone, which is not a trivial amount.

Why Young People Still Need Financial Professionals

by Andrew Carillo on Oct 12, 2017

It’s that time again - the end of a fiscal year and that means tax season is just around the corner. With each passing filing it seems as though young professionals are turning their backs on financial professionals such as accountants, investors, and advisors, and turning to the technological solutions. But the friendly neighborhood accountant shouldn’t hang up their calculator just yet - young people still need financial professionals.

How to Save Money, When Saving Seems Impossible

by Andrew Carillo on Oct 12, 2017

Savings

Nearly every day, we’re told that saving is the key to financial success. But for many, living paycheck to paycheck isn’t just unavoidable but a reality faced every month. But there is hope, and there are many easy to use tools to help you make your financial goals a reality.

First things first, it’s time to track

The old saying, failing to plan is planning to fail when thinking about savings. Plans can and should change as unexpected expenses arise, however, the importance of planning is key to understanding your spending habits and saving potential.